Employees

What Is An HRA?

Learn how you can be reimbursed, tax-free, for almost any medical expense—including your own individual health insurance premium.

What Expenses Are Reimbursable?

View a list of all the types of medical expenses that are reimbursable tax-free from an HRA under federal law.

Do I Qualify For an HSA?

Find out if you qualify for an HSA, and how you can use your HRA to buy an HSA-qualified health insurance policy.

Testimonials

Read how Zane Benefits has helped other employees.

Testimonials—Employees

Family in Dallas, Texas

My employer has a group insurance plan but to add my wife and kids to my employer plan would have cost me $500 a month. Zane Benefits got me an HSA policy for my whole family for $215 a month. Now I do not have to worry about my premium increasing (due to illness) or losing my coverage if a switch jobs.

Employer in Chicago, Illinois

This year the cost of our group plan increased by 30% and we were planning to cancel coverage entirely. Zane Benefits set up an HRA and helped every one of my 28 employees find an individual/family plan--including two employees that needed extra work to get them permanent Blue Cross affordable coverage from our state risk pool. The total cost was actually 30% less than we paid last year for our group plan, which is really 54% less than our group plan would have cost this year. Thank You Zane Benefits.

Individual in Sacramento, California

My employer had to cancel the company’s group plan due to the cost. I was not offered COBRA and have a pre-existing condition that excluded me from individual coverage. Zane Benefits explained to me my options as a HIPAA eligible individual and helped me get State guaranteed coverage without a waiting period for pre-existing conditions.

Employer Park City, Utah

I own a high-tech company that is expanding rapidly. I looked into getting a traditional employer sponsored group plan but the cost and the regulations made it an administration nightmare. Zane Benefits helped me institute an HRA for my employees. I got to choose my level of contribution and the ZaneHRA software made administering the plan quick and easy. I can now attract a high-level of employees.

Individual in Tampa, Florida

I am self employed and have been going without health insurance. I was paying $400 a month to my ex-wife for our son to be covered as a dependent on my ex-wife’s group policy. Zane Benefits found me an individual policy for my self and my son that cost me $225 a month and the benefits are better than the group plan my son was on.