Employees

What Is An HRA?

Learn how you can be reimbursed, tax-free, for almost any medical expense—including your own individual health insurance premium.

What Expenses Are Reimbursable?

View a list of all the types of medical expenses that are reimbursable tax-free from an HRA under federal law.

Do I Qualify For an HSA?

Find out if you qualify for an HSA, and how you can use your HRA to buy an HSA-qualified health insurance policy.

Testimonials

Read how Zane Benefits has helped other employees.

What Expenses Are Reimbursable From an HRA?

The following items are legally reimbursable from a Health Reimbursement Arrangement (HRA). However, check your HRA Plan Documents before submitting receipts for reimbursement because each HRA only covers specific items.

  • Abdominal supports
  • Abortion (legal)
  • Acupuncture
  • Air conditioner (when necessary for breathing)
  • Alcoholism treatment
  • Ambulance
  • Anesthetist
  • Arch supports
  • Artificial limbs
  • Autoette (but not to/from work)
  • Back supports
  • Birth control pills and other contraceptive devices (by prescription)
  • Blood tests and transfusions
  • Braces
  • Braille Books & Magazines (extra cost only)
  • Cardiographs
  • Chiropractor
  • Christian Science Practitioner
  • Contact lenses
  • Cosmetic surgery (only if related to accident, birth defect or disease)
  • Convalescent home (medical)
  • Cost/maintenance of health-related home improvements
  • Crutches
  • Dental x-rays
  • Dentures
  • Dermatologist
  • Diagnostic fees
  • Diathermy
  • Drug addiction therapy
  • Elastic hosiery (by prescription)
  • Exercise equipment (by prescription)
  • Eyeglasses
  • Fees paid to health institute prescribed by doctor
  • FICA and FUTA tax paid for medical care service
  • Fluoridation unit
  • Guide dog
  • Gum treatment
  • Gynecologist
  • Healing services
  • Hearing aids and batteries
  • Heating devices (if therapeutic)
  • Hospital bills and meals
  • Hydrotherapy
  • Inclinator
  • Insulin treatment
  • Invalid chair
  • Lab tests and fees
  • Nonprescription medication
  • Obstetrician
  • Oculist
  • Operating room costs
  • Ophthalmologist
  • Optician
  • Optometrist
  • Oral surgery
  • Organ transplant (including donor's expenses)
  • Orthopedic shoes
  • Orthopedist
  • Osteopath
  • Oxygen and oxygen equipment
  • Pediatrician
  • Physician
  • Physiotherapist
  • Podiatrist
  • Postnatal treatments
  • Practical nurse for medical services
  • Premiums for free-choice medical plan
  • Premiums for group clinical care plan
  • Premiums for group hospital plan
  • Premiums for health policy including long-term care insurance
  • Premiums for hospitalization
  • Premiums for medical care (paid & separately stated on school tuition bill)
  • Premiums for medical service cooperatives
  • Premiums for voluntary federal Medicare insurance
  • Prenatal care
  • Prescription medicines
  • Prosthesis
  • Psychiatrist
  • Psychoanalyst
  • Psychologist
  • psychotherapy
  • Radium therapy
  • Reclining chair (prescribed)
  • Registered nurses
  • Sickroom supplies
  • Special auto equipment for the handicapped
  • Special mattresses
  • special school or home costs for the physically and mentally impaired
  • Spinal fluid tests
  • Splints
  • Sterilization
  • Surgeon and surgery
  • Telephone/TV for impaired
  • Therapy equipment
  • Transplants
  • Transportation expenses (relative to health care)
  • Tuition for child with learning disability
  • Ultra-violet ray treatment
  • Vaccines
  • Vasectomy
  • Vitamins (prescribed)
  • Wheelchair
  • Whirlpool bath (by prescription) and x-rays
  • Weight loss programs under physician supervision