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Top 3 Reasons
You Need Accident
Medical Coverage

Protect Your Savings - Accident Medical Coverage pays medical expenses from an accident not paid by your health insurance because you have not met your Annual Deductible or Coinsurance requirements, or are away from home (out-of-network).

Better Coverage - Accident Medical Coverage covers Dental, Physical Therapy, and hundreds of other items from an accident not covered by your health insurance--up to $10,000 per accident per person.

Save $1,000-$2,500 per Year - Accident Medical Coverage allows you to increase the Annual Deductible on your Individual or Employer health policy, saving you thousands each year on your premium or employee contribution.

Message from :


 

Dear Client or Prospective Client:

Every one of the 255 million Americans with health insurance would like someone else to pay their Annual Deductible, Coinsurance, Co-pays and other expenses when they have an accident.

A simple fall or minor sports injury can cost you thousands of dollars, even if you have the best health coverage.

For less than $10 to $22 per month Accident Medical Coverage can pay up to $10,000 in medical expenses not covered by your health insurance when you have an accident.

Cost of Accident Medical Coverage (per month)
Coverage
per Accident
$1,000 $2,500 $5,000 $7,500 $10,000
Individual $10 $14 $18 $20 $22
Family $20 $28 $36 $40 $44

You Must Have Health Insurance to Qualify to obtain Accident Medical Coverage from Zane Benefits.

Covered expenses include Dental, Physical Therapy, Ambulance, Prescriptions up to the Maximum Benefit you choose, and Doctor or Hospital expenses not covered by your health insurance because you have not yet met your Annual Deductible or Coinsurance.

Other features of Accident Medical Coverage include:

(1) Save $1,000 - $2,500 Each Year on Your Health Insurance
You can typically save $1,000 - $2,500 each year on your health insurance  premium if you choose a higher Annual Deductible. However, you may not be comfortable with a $2,500 - $5,000 Annual Deductible--Accident Medical Coverage allows you to comfortably choose a higher Annual Deductible knowing you have full coverage in case of an accident. Click here to learn more.

(2) Much Better Coverage - Covers Dental, Vision, and More
Most health insurance policies do not cover, or restrict coverage for, Dental, Physical Therapy, and other items you may need to recover from an accident. Accident Medical Coverage covers these items up to the full amount of your chosen Maximum Benefit, up to $10,000 per accident.

(3) Health Savings Account (HSA) Protection Plan
Accident Medical Coverage is especially valuable for Americans who have Health Savings Accounts (HSAs) or High Deductible Health Insurance--because it protects their HSA balance or savings account if they have an accident.

(4) Family and Individual Coverage Available
You can choose coverage for yourself or a individual member of your family starting around $10/month, or for yourself, your Spouse, and all your Dependents starting around $20/month. Each member of your family is covered for the Maximum Benefit per accident with no limitation on the number of accidents or claims.

(5) Underwritten by $62 billion A+ rated Carrier
Accident Medical Coverage is provided by multiple sources, including a Fortune 500 NYSE company with more than $62 billion in assets and $13 billion in annual revenue.

Please visit our website at http://www.zaneben.com/seemapatel/ to learn more or call Zane Benefits to get the best deal for all of your Accident Medical Coverage or Health Insurance requirements.


Sincerely,

Health Benefits Solutions for Individuals, Families, and Employers
Seema Patel MD, MPH
http://www.zaneben.com/seemapatel/

Shanti Medical Spa & Wellness Center



P.S. Only a Licensed Benefits Consultant can answer specific health insurance questions. You can speak to one of our Licensed Benefits Consultants at 800-391-9209 or by emailing them at info@ZaneBenefits.com

 

 


 

Accident Medical Coverage provides benefits for medical expenses that result from an accident or injury—it does not provide benefits for medical expenses due to an illness.

Information on this page does not refer to a specific product, policy, or membership—all examples are only for purposes of education. Accident Medical Coverage described on this page can be obtained several ways including: (1) Contacting Zane Benefits to obtain a health insurance policy or plan offering protection against accidents; (2) Contacting Zane Benefits to purchase a standalone Accident Medical Coverage policy; (3) Lowering the Annual Deductible and/or coinsurance requirement of an existing employer-sponsored or other health policy; or (4) Joining an association that provides multiple benefits of membership, one of which is accident medical coverage—similar to the way some people join AAA for a package of benefits (maps, discounts) along with roadside assistance coverage at a better price than roadside assistance coverage might cost alone.