For Employers without Group Plans
Dental, Vision, and Wellness ZaneHRA
Attract healthier employees while saving money and offering better coverage
Step 1: Add $1,000-$2,500/year Dental, Vision, & Wellness ZaneHRA
with 100% first-dollar coverage for dental, vision, wellness, weight-loss,
smoking cessation, co-pays, annual checkup, mammograms, PSA's and other
medical expenses. This encourages employees to stay healthy, and can be a
big incentive when recruiting healthy employees. Most employees are already
spending precious after-tax dollars on these expenses--paying for them
through a tax-free HRA adds 50% or more buying power and encourages employees
to take action.
Step 2: Encourage Employees to Purchase High Deductible Health Policies and open Health Savings Accounts: This will lower your employees' individual or family health insurance premiums by $1,000-$2,000 per year and use tax-free money to pay under-deductible expenses.
Step 3: Add $2,500-Benefit Zane Accident Medical Coverage for as little as $13.99/month/employee covering all medical expenses in the event of an accident, includng dental, vision and chiropractic. This will cover the larger deductible in the case of an accident at no cost to your employees so they can feel safe. Zane Accident Medical Coverage is allowed under U.S. Treasury rules to offer 100% coverage for accidents without violating the rules for Health Savings Accounts (HSAs).
Benefits of a Dental, Vision, & Wellness ZaneHRA
- Employees and new hires get first-dollar coverage for what they need to stay healthy—giving you a competitive edge in recruiting new employees.
- Employees get the 100% protection they need in the event of an accident.
- Unhealthy employees pay a manageable amount when they experience an illness but still retain group coverage.
- Company introduces consumer-directed healthcare where employees reap the savings from their behavior.
- 100% of employees get wellness, dental and preventative care and $100 Deductible for accidents.